New Seniors Annual Travel Insurance policies are not currently available. For more information, contact us on 1300 051 095.

Seniors Annual Travel (International)

The following Table summarises the benefits we can provide. Please refer to the Seniors One Trip Travel Insurance Policy Wording and Product Disclosure Statement (PDS) for detailed descriptions of the cover and the terms, condition and exclusions.

Maximum benefit limits apply under each Plan, as set out in this Table. Where specified, sub limits also apply. The term “Unlimited” only means there is no specified dollar limit. Policy terms do however apply limits on what We will pay for such benefits.

If You are travelling with Dependent Children and/or Grandchildren and/or two (2) Unrelated Children on either Single or Joint Cover, the maximum benefit amounts We will pay for claims by You and any other persons covered (including the Dependent Children and/or Grandchildren and/or two (2) Unrelated Children) is twice the benefit shown in the table below.

The references to Sections is to the relevant Section in the PDS.

Seniors Annual Travel

Schedule of Benefits Worldwide Plan
1. Overseas Medical & Dental Expenses Unlimited
2. Additional Expenses Unlimited
2.1 Resumption of Journey (sub limit) $3,000
2.2 Special Events (sub limit) $2,000
2.4 If You Die (sub limit) $10,000
3. Loss of Deposits and Cancellation Charges Unlimited
Travel Agent’s Cancellation Fee (sub limit) Lesser of $750 or 15% of the refundable amount
4. Luggage and Travel Documents $12,000
4.1 Loss, Theft or Damage
a. Item Limit (each item) $750
b. Video & Electrical Equipment (sub limit) $3,500
4.2 Delayed Luggage Allowance
a. More than 24 hours (sub limit) $500
b. More than 72 hours (sub limit) $1,000
5. Replacement of Money $300
6. Rental Vehicle Excess $3,000
7. Travel Delay $1,200
8. Cash in Hospital
a. Daily Amount $100
b. Maximum Amount $8,000
9. Public Transport Hijacking
a. Daily Amount $1,000
b. Maximum Amount $15,000
10. Personal Liability $2,000,000
11. Accidental Loss of Life & Permanent Loss $50,000
Maximum amount for Dependent Children/Grandchildren/Unrelated Children:
a. Accidental Loss of Life $1,000
b. Permanent Loss $10,000

Excess

The excess is the first amount of a claim which You must bear. We do not pay for this amount. The Policy excess is $100 for international plans (GST is not applicable for international plans).

Due to legislation in Australia, medical expenses for treatment and services received in Australia are not payable under this Policy.

All benefit limits are in Australian currency (AUD).

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Everything you need to know about travel insurance

Need more help deciding?

Request a FREE information pack

Everything you need to know about travel insurance

Travel Insurance Frequently Asked Questions

Is there any excess on each claim?

Yes - $100 on International Plans and $50 on Domestic Plan.

I have purchased a Seniors One Trip Travel Insurance policy and I have decided to extend my 3 weeks trip by another 2 months, will you extend my policy?

No - but a new Seniors One Trip Travel Insurance policy can be taken out for the extra 2 months.

I have purchased a Seniors Annual Travel Insurance policy and I have decided to extend my 45 days trip by 5 days, will you extend my policy?

No, each trip covered under the Seniors Annual Travel Insurance policy may be for a maximum of 45 days only. For extended cover you would need to purchase an additional Seniors One Trip Insurance policy.

Can an Insured cancel their Seniors One Trip Travel Insurance policy?

No - unless it is during the cooling off period.

Can an Insured cancel their Seniors Annual Travel Insurance policy?

Yes, at anytime by telling us in writing.

Get Travel Insurance today

To discover how much you could save, call one of our friendly insurance specialists now on 1300 051 095.