Get covered for at-fault damage to other people’s property plus additional cover for theft and fire to your own car.
5% discount for Seniors Card holders1
At Australian Seniors, we understand that sometimes you just need the basics. That’s why we offer third party property damage insurance with extra cover for your own vehicle too. It’s the easiest and most cost-effective way for over 50s to stay confident on the road.
Not only are you covered for damage to other people’s property, but you’ll also have peace of mind knowing your own car is protected against theft and fire.
As a valued Australian Seniors customer, when you take out Seniors Car Insurance, you’ll receive ongoing complimentary digital issues of DARE magazine, sent straight to your email inbox. Learn more and view the applicable T&Cs.
You’re covered for at fault-damage to other cars as well as fire, theft, and malicious damage done to your own car. It’s car insurance made simple for over 50s.
We’re here for you all day, every day in case you need to make a claim.
Our preferred supplier ensures your authorised repairs are carried out in accordance with the latest Australian standard.
If your car is stolen, you can get back on the road in no time with hire car cover.
You’re covered in most areas in Australia (excluding islands and territories).
Stay in control of how and when you pay your premiums, as well as the basic excess amount per claim.
Cancel your policy for a full refund within 14 days if you decide it’s not right for you.
You’re covered for up to $3,000 should your car get damaged by an uninsured driver.
| Legal Liability Cover If you’re at fault for an accident, we’ll protect you against the cost of damages to someone else's car or property. |
Yes |
| Theft Get peace of mind with cover against theft, including arson. |
Yes |
| Fire Protection against fire damage. |
Yes |
| Uninsured Motorist Extension You’re covered for up to $3,000 should your car get damaged by an uninsured driver. |
Yes |
| Substitute vehicle cover Protection when your car is out of action and you're using another car (not a hire car) that is uninsured – we will cover Third party property damage. |
Yes |
Protect your car today.
You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more.
Protect you and your loved ones financially with cover that's simple to use and understand.
We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.
We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.
We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.
If you need to make a claim and your car needs repairs, we’ll choose a repairer located as close as possible to your home or work from our extensive repairer network. When you use one of our approved repairers, the repairs are covered by a guarantee, so long as you remain the registered owner of the vehicle.
If you prefer to choose your own repairer, you can arrange for a quote and send it to us. But please note that we reserve the right to determine and arrange for repairs to be carried out by our preferred repairer.
You can increase your excess at any time during your car insurance policy. However, you can only decrease your excess when renewing your policy.
If you are not driving frequently you could qualify for our Pay as You Drive cover and save money on your car insurance. If you are eligible for our Pay As You Drive cover when obtaining a quote, you will be offered that option.
Yes, we do! If you’re a learner, our car insurance policies cover you as long as:
To help us offer affordable, fair car insurance premiums for the majority of people, we do have age restrictions on our policies. Generally, we insure drivers up to 99 years of age. However, certain vehicles have higher age minimums.
Ensure your contact details and payments details are up to date on your account. If details are up to date, your refund will land in your account in the timeframe noted on your notification letter.
If you have any questions about your refund, call us on 1300 919 583 and we can provide more information or help you update your account details.
Why do you need payment details from me?
To refund you, we’ll need a bank account or credit card details to send the money to.
Where do I update my payment details?
Log into My Account to update your details, or give us a call on 1300 919 583.
My policy is no longer active — what do I need to do?
If your policy is no longer active, but you need to update your payment details, please give us a call on 1300 919 583 and our staff will be able to process the refund over the phone.
What will happen if I don’t respond to your letter or email about a refund?
To refund you, we’ll need a bank account or credit card details to send the money to. We encourage you to contact us so that you can receive your refund.
What can I do if I’m not happy with the refund amount?
If you’re not happy with the refund amount or have a complaint, please contact us on 1300 919 583.
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TipsFor ultimate peace of mind on the road, get a quote from our friendly team today on 1300 760 157. You can also request a call-back at a time that suits you.