Treat your pet to better health

At Australian Seniors, we’re committed to rewarding good pet owners. That’s why we provide affordable coverage for over 50s, helping you keep up with the mischief your pet gets into without worrying about expensive vet bills.

With Seniors Pet Insurance you’ll receive up to 80% on eligible vet bills¹, so you can make sure your cat or dog gets the care they deserve. From injury and sickness to everyday treatments, we’ve got your pet’s health sorted with a level of cover that suits you – whether you’re staying active with your jogging buddy or enjoying the quiet life with your four-legged friend.

Choose from our 3 cover options to suit your needs

Best Cover

Top Accident & Illness Cover

  • Up to 80% back from eligible vet bills
  • Injury and accident cover
  • Illness cover
  • Routine care for vaccinations and dental treatment
  • Paralysis tick benefit
  • Emergency boarding
  • No excess
  • Lifelong cover for your pet2

Essential Accident & Illness Cover

  • Up to 75% back from eligible vet bills
  • Injury and accident cover
  • Illness cover
  • Paralysis tick benefit
  • No excess
  • Lifelong cover for your pet2

Accident Only Cover

  • Up to 80% back from eligible vet bills
  • Cover for accidents and injuries
  • No age-limit for insured pets
  • No excess
  • Lifelong cover for your pet3

Compare Pet Insurance

Compare Pet Insurance

Top Accident & Illness Cover

Essential Accident & Illness Cover

Accident Only Cover

Percentage of eligible vet bills covered Up to 80% Up to 75% Up to 80%
Annual benefit limit $12,000 $12,000 $8,000
Cover for puppies and kittens over 8 weeks of age Yes Yes Yes
Maximum age limit 9 years 9 years No age limit
Cover for accidents and injuries including car accidents, burns, and snake bites Yes Yes Yes
Illness cover Yes Yes n/a
No excess to pay Yes Yes Yes
Lifelong cover Yes Yes Yes
30 day waiting period for illnesses Yes Yes n/a
Next day cover for accidental injury Yes Yes Yes
Choose your own licensed vet Yes Yes Yes
Emergency boarding cover Yes Yes Yes
Essential euthanasia Yes Yes Yes
Paralysis tick benefit Yes Yes Yes
Annual limit for cruciate ligament conditions $2,600 $2,600 $2,600
Annual limit on vet consultations $300 $300 $300
Overseas cover Yes Yes Yes
Routine care for vaccinations, dental etc. Yes No No

Why Seniors Pet Insurance?

Your pet can be full of surprises, so we keep the insurance part simple and easy. With Seniors Pet Insurance, you get:

Benefits of choosing Seniors Pet Insurance

A choice of three levels of cover – we understand that every pet is different, so we offer three levels of cover to help you find the perfect plan for your breed and budget.

No excess – life is already stressful when your pet is unwell, so we make claims easy with no excess to pay.

Added extras, without the added cost – get overseas cover and emergency boarding included in your policy at no extra cost.

In-home vet visits – we want your pet to feel right at home, so we cover the extra convenience of in-home vet visits when a trip to the vet is not possible.

Read more about why Seniors Pet Insurance could be right for you and your four-legged friend. 

Why Australian Seniors

You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more. 

Peace of mind

Enjoy the confidence of knowing that your policy is backed by the world’s leading underwriters.

Award-winning insurance

We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.

Dedicated to seniors

We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.

Backed by experience

We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.

Need more help deciding?

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Everything you need to know about pet insurance

Pet Insurance Frequently Asked Questions

How old does my pet have to be for insurance?

You can get insurance for your dog or cat as soon as they are eight weeks old. For Top or Essential Accident & Illness Cover, your pet must be under nine years old to get cover. But for Accident Only Cover, there’s no maximum age for insuring your pet.

Will my pet be covered when it gets older?

Yes. Once you have insurance for your pet, you can keep renewing your policy with us for the rest of its life – as long as there isn’t a break in your cover.

Will I have to pay an excess?

No. There’s no excess to pay – so depending on your level of cover, you may get back up to 80% of all your eligible vet expenses.

Will my pet be covered if they’re not vaccinated?

Yes. If you prefer not to vaccinate your pet, you can still get cover with us. But if they become sick with a disease that could have been prevented by vaccination, we won’t cover any of the cost of their treatment.

Will my pet be covered for hereditary problems?

Yes. We’ll cover treatments for hereditary or congenital problems as long as your pet doesn’t have symptoms before you take out your policy or during any waiting periods. (subject to normal exclusions, as set out in the Policy Booklet)

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  1. To a maximum of $12,000 a year (Pre-existing Conditions are excluded).
  2. Lifelong cover when you insure them from 8 weeks old and younger than 9 years old as long as there are no gaps or breaks in cover.
  3. Lifelong cover when you insure them from 8 weeks old as long as there are no gaps or breaks in cover.

Protect your pet today

To find out how little it can cost you to provide quality care and treatment for your pet, talk to our friendly, Australian-based customer service team today. You can get a quote over the phone in minutes – call us on 1300 674 590.