Treat your pet to better health

At Australian Seniors, we’re committed to rewarding good pet owners. That’s why we provide great value coverage for over 50s, helping you keep up with the mischief your pet gets into without worrying about expensive vet bills.

With Seniors Pet Insurance you’ll receive up to 80% on eligible vet bills¹, so you can make sure your cat or dog gets the care they deserve. From injury and sickness to everyday treatments, we’ve got your pet’s health sorted with a level of cover that suits you – whether you’re staying active with your jogging buddy or enjoying the quiet life with your four-legged friend.

DARE magazine

As a valued Australian Seniors customer, when you take out Seniors Pet Insurance, you’ll receive ongoing complimentary digital issues of DARE magazine, sent straight to your email inbox. Learn more and view the applicable T&Cs.

General Insurance Code of Practice

We proudly comply with the General Insurance Code of Practice, so you can be sure you’ll receive the highest standard of service with the Australian Seniors team.

Choose from our 3 cover options to suit your needs

Best Cover

Top Accident & Illness Cover

  • Up to 80% back from eligible vet bills up to $12,000 per year1
  • No excess
  • Specified accidental injury cover
  • Illness cover
  • Paralysis tick benefit
  • Lifelong cover for your pet2
  • Optional routine care for vaccinations and dental treatment

Essential Accident & Illness Cover

  • Up to 75% back from eligible vet bills up to $12,000 per year1
  • No excess
  • Specified accidental injury cover
  • Illness cover
  • Paralysis tick benefit
  • Lifelong cover for your pet2

Basic Accident & Illness Cover

  • Up to 60% back from eligible vet bills up to $12,000 ($2,000 per condition) per year1
  • No excess
  • Specified accidental injury cover
  • Illness cover
  • Paralysis tick benefit
  • Lifelong cover for your pet2

Compare Pet Insurance

Compare Pet Insurance

Top Accident & Illness Cover

Essential Accident & Illness Cover

Basic Accident & Illness Cover

Percentage of eligible vet bills covered Up to 80% Up to 75% Up to 60%
No excess to pay Yes Yes Yes
Annual benefit limit $12,000 $12,000 $12,000
Annual condition limit No No $2,000
Cover for puppies and kittens over 8 weeks of age Yes Yes Yes
Maximum entry age eligibility Under 9 years Under 9 years Under 16 years
Cover for specified accidental injuries including car accidents, burns, and snake bites Yes Yes Yes
Illness cover Yes Yes Yes
Lifelong cover2 Yes Yes Yes
30 day waiting period for illnesses (including tick paralysis) Yes Yes Yes
0 day waiting period for specified accidental injuries Yes Yes Yes
Choose your own registered vet Yes Yes Yes
Annual limit for emergency boarding cover $1,000 $1,000 $500
Essential euthanasia Yes Yes Yes
Annual limit for paralysis tick benefit $1,200 $1,000 $2,000
Annual limit for cruciate ligament conditions (6 month waiting period applies) $2,6003 $2,6003 $2,000
Annual limit on vet consultations $300 (including home visits) $300 (including home visits) $300 (including home visits)
Optional Routine Care for preventative healthcare items Up to $80 No No

Why Seniors Pet Insurance?

Your pet can be full of surprises, so we keep the insurance part simple and easy. With Seniors Pet Insurance, you get:

Benefits of choosing Seniors Pet Insurance

A choice of three levels of cover – we understand that every pet is different, so we offer three levels of cover to help you find the perfect plan for your breed and budget.

No excess – life is already stressful when your pet is unwell, so we make claims easy by allowing you to claim up to 80% of eligible vet bills with no excess to pay.

Added extras, without the added cost – get overseas cover and emergency boarding included in your policy at no extra cost.

In-home vet visits – we want your pet to feel right at home, so we cover the extra convenience of in-home vet visits when a trip to the vet is not possible.

Why Australian Seniors

You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more. 

Peace of mind

Enjoy the confidence of knowing that your policy is backed by world-leading underwriters.

Award-winning insurance

We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.

Dedicated to seniors

We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.

Backed by experience

We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.

Need more help deciding?

Request a FREE information pack

Everything you need to know about pet insurance

Pet Insurance Frequently Asked Questions

How old does my pet have to be for insurance?

You can cover your dog or cat as soon as they are eight weeks old. Please note that a maximum age limit also applies to our policies. For our Top or Essential Cover, your pet must be under nine years old to apply. For our Basic Accident & Illness Cover, your pet must be under 16 years old to apply.

Will my pet be covered when it gets older?

Yes. Once you have insurance for your pet, you can keep renewing your policy with us for the rest of its life – as long as we continue to offer the product, and there isn’t a break in your cover, with cover subject to the terms and conditions of your renewal policy.

Will I have to pay an excess?

No. There’s no excess to pay – so depending on your level of cover, you may get back up to 80% of all your eligible vet expenses.

Will my pet be covered for hereditary problems?

Hereditary and congenital conditions will eligible for cover if they have not shown noticeable signs, symptoms or an abnormality at any time before the first policy period or during any applicable waiting period.

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  1. To a maximum of $12,000 a year (exclusions, limits, sub-limits and per condition limits may apply). Benefit Percentage will vary depending on the level of cover selected.
  2. For as long as we continue to offer the product, provided there’s no breaks in cover, and subject to the terms and conditions of the renewal policy.
  3. You may be eligible for a higher limit and if so, this will be specified on your Certificate of Insurance.

Protect your pet today

To find out how little it can cost you to provide quality care and treatment for your pet, talk to our friendly, Australian-based customer service team today. You can get a quote over the phone in minutes – call us on 1300 674 590.