Comprehensive Car Insurance
Complete car insurance for total peace of mind
Peace of mind needn't cost the earth.
Our comprehensive car insurance covers you for accidents, theft, damage to your car and belongings, damage to other people's cars and property, and more. We even help pay for accommodation if you're stranded. And with our 24-hour emergency claims line, you can always be sure we're there when you need us.
Call 13 13 43 for a comprehensive car insurance quote today.
Complete car insurance at a price you can afford
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Enjoy complete cover for complete peace of mind
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Choose your own excess and agreed value to customise your cover and premium
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Choose from our flexible payment options to suit your needs
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24/7 claims lodgement and emergency assistance
Quick cover guide#
We've designed our Comprehensive car insurance to give you maximum protection for real peace of mind. You'll benefit from the same great savings as our other cover options, plus special features like new for old replacement and a guarantee on all approved repairs. And you'll also enjoy extra cover, including:
Car insurance features
| Cover you can count on Comprehensive car insurance covers you for accidents, fire, storms, theft, damage to your car and belongings, damage to other people's cars and property |
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| New for old replacement If your car is a total loss in the first 24 months, we may replace it with a brand new car - and pay your on-road costs as well. |
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| Hire car after theft – up to $70 per day for up to 14 days If your car is stolen, we will organise the hire of a car for you or reimburse you the cost of hiring a car. |
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| Guarantee on repairs Use one of our specially selected repairers when you make a car claim, and we will guarantee their repairs |
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| Flexible payment options Choose between different payment options to suit your needs |
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| Agreed value Enjoy more control and peace of mind by choosing the agreed value your car is insured for |
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| Hassle free claims Make a claim in minutes online 24 hours a day or over the phone, with no paperwork and your own personal claims manager to make things easy |
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| Emergency repairs and towing costs We'll pay for emergency repairs or towing costs after an accident or theft, so you won't be left stranded. |
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Complete protection#
We've designed our Comprehensive car insurance to give you maximum protection for real peace of mind. You'll benefit from the same great savings as our other cover options, plus special features like new for old replacement and a guarantee on all approved repairs. And you'll also enjoy extra cover, including:
Car insurance features
| Personal property coverIf you have valuables in your car and they're damaged in an accident, we cover them too |
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| Trailer and caravan repairsIf your trailer or caravan is attached to your car in an accident we'll help cover the cost of repairs |
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| Emergency travel and accommodation costsSo your plans won't be ruined just because your car is out of action |
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| Emergency repairs After an accident or theft, so you won't be stranded |
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| Lock and key replacementA new lock and keys or a recoded lock if your car keys are stolen |
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| Transit coverProtection against damage to your car when it's being transported |
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| Substitute vehicle cover Third party property cover when your car is out of action and you're using another car (not a hire car) |
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| A choice of excess Choosing a higher excess to pay in the event of a claim can reduce the premium you pay. |
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| Child safety seats and prams We even pay up to $500 to help you replace child safety seats, baby capsules and prams damaged as part of your claim. |
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Great Savings
Australian Seniors is all about affordable, easy to understand insurance. Where we can save you money, we will.
Here are some of the ways we help you save:
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Choose your own agreed value
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Choose a higher excess to save on premiums
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Pay less for an annual payment option.
Click on the below headings to find out more.
Hire car cover
It's bad enough having your car damaged or stolen - it's even worse if you're left stranded without a car. But by adding optional hire car cover to your Comprehensive car insurance, you'll always be able to access a hire vehicle. So you won't have to put your life on hold if the unexpected happens.
A car when you need it
If your car is stolen or can't be driven due to an accident, we'll pay for the cost of a hire car of a similar standard. So you'll always be able to afford a hire car when you need it most.
Choose your level of cover
You can choose between 10 and 20 days' worth of cover, so you can get the level of protection you need, while keeping your premiums low.
Windscreen cover
One piece of gravel is all it takes to damage your windscreen. And while the cost of replacing your windscreen can leave you seriously out of pocket, it's often lower than the excess on your car insurance policy, leaving you without the option to claim.
When it comes to windscreens, even a small amount of damage can mean a big bill. If the damage is bigger than a 20-cent piece, the whole windscreen will need to be replaced. And if it's in front of the driver, even a small chip will mean a new windscreen.
By adding optional windscreen cover to your Australian Senior Comprehensive car insurance, you'll be protected against the cost of any damage to your car windscreen. Best of all, you can claim without paying any excess.
Repairs you can trust
Australian Seniors windscreen cover gives you access to fast, professional repairs. Our preferred supplier ensures your repairs are carried out in accordance with the latest Australian standard, so you'll know that the job's done right.
Complete cover for windscreen damage
You are covered for the cost of repairing or replacing your windscreen if it's accidentally broken.
Excess-free cover
There's no excess for the first claim of each insurance period.
Access to professional windscreen repairs you can trust
Get professional, local service with The National Windscreen Group. With 145 locations around Australia, you're never far from fast, quality repairs.
Roadside assistance
Nothing's worse than a breakdown, especially on a busy road or late at night. But with Road Care you can relax, knowing that you can get help fast.
A phone call is all it takes to get expert mechanical assistance with breakdowns, batteries, flat tyres andmore - anytime, anywhere in Australia.
Help when you need it - anytime
Our dedicated roadside assistance team is available 24-hours a day, 7-days a week, 365 days a year, so you'll never be left without help.
Australia-wide assistance
Roadside assistance covers you no matter where you are - whether it's a Sydney peak hour or off the beaten track in Broken Hill. So you can feel confident knowing that help's at hand, wherever you are.
# This is a summary of our car insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.