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TipsComprehensive car insurance for complete confidence while you drive
At Australian Seniors, we understand that over 50s need comprehensive cover they can trust. You’ve got the experience to know that driving is already full of hazards, especially without the right cover. That’s why we provide insurance that delivers real value and lets you take to the road with total confidence.
With Seniors Comprehensive Car Insurance, you and your vehicle are covered for accidents, theft, disasters, and even legal liability resulting from at-fault collisions. It’s our way of helping older Australians stay in control.
DARE magazine
As a valued Australian Seniors customer, when you take out Seniors Car Insurance, you’ll receive three complimentary issues of DARE magazine. Learn more and view the applicable T&Cs.
Benefits of Seniors Comprehensive Car Insurance
Complete cover
You’re covered for accidental damage, fire, natural events, theft, damage to your car and select belongings, and damage to other people's cars and property.
Complimentary hire car for thefts
If your car is stolen, you can get back on the road in no time with hire car cover.
Guaranteed repairs
Our preferred supplier ensures your authorised repairs are carried out in accordance with the latest Australian standard.
Flexible payments and excess
Stay in control of how and when you pay your premiums, as well as the basic excess amount per claim.
Agreed value
Choose the agreed value your car is insured for – with Australian Seniors you’re in full control.
Hassle-free claims 24/7
We’re here for you all day, every day in case you need to make a claim.
14-day cooling off period
Cancel your policy for a full refund within 14 days if you decide it’s not right for you.
Complete Protection
| Total cover you can rely on Cover for accidents, disasters, and malicious damage done to your car, as well as at-fault collisions. |
Yes |
| Theft and malicious damage Cover if your car is stolen. |
Yes |
| Fire damage For cover against deliberate or accidental fires. |
Yes |
| New for old replacement¹If your car is a total loss in the first 24 months, we may provide you with a brand new car. |
Yes |
| Hire care after theft Up to $70 a day for up to 14 days for hire car if your car is stolen. |
Yes |
| Agreed value Choose the value your car is insured for in case of total loss or damage. |
Yes |
| Emergency repairs or towing costs We’ll pay up to $500 for urgent, essential repairs or towing costs after an accident or theft, so you’re never left stranded. |
Yes |
| Personal property cover For selected items in your car damaged in an accident. |
Yes |
| Trailer and caravan repairs Up to $1000 cover if a correctly attached trailer or caravan is damaged. |
Yes |
| Emergency travel and accommodation Up to $500 cover in case you are left stranded more than 200 kms from your home due to an accident. |
Yes |
| Lock and key replacement Up to $1000 for a new lock and keys or a recoded lock If your car keys are stolen. |
Yes |
| Transit cover Protection against damage while your car is being transported within Australia. |
Yes |
| Child safety seats and prams Up to $500 to replace child safety seats, baby capsules or prams in your car. |
Yes |
¹ In the event of a total loss, provided you are the first registered owner of the vehicle.
This is a summary of our car insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.
Understanding car insurance
You’ve been driving long enough to know exactly what you need. So for a hassle-free policy that matches your needs, talk to Australian Seniors today.
If you want comprehensive cover but don’t drive that often, a custom Pay As You Drive policy may suit your lifestyle.
Your premiums will depend on the type of vehicle you own, how often you drive, and other specific factors. Find out more by getting a quote online today.
Protect your vehicle with additional coverage such as hire car after theft, trailer and caravan cover, essential repairs and more.
Why Australian Seniors
You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more.
Peace of mind
Enjoy the confidence of knowing that your policy is backed by world-leading underwriters.
Award-winning insurance
We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.
Dedicated to seniors
We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.
Backed by experience
We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.
Car Insurance FAQsFrequently Asked Questions
Can I choose my own repairer when I make a claim?
If you need to make a claim and your car needs repairs, we’ll choose a repairer located as close as possible to your home or work from our extensive repairer network. When you use one of our approved repairers, the repairs are covered by a guarantee, so long as you remain the registered owner of the vehicle.
If you prefer to choose your own repairer, you can arrange for a quote and send it to us. But please note that we reserve the right to determine and arrange for repairs to be carried out by our preferred repairer.
Can I change my car insurance excess?
You can increase your excess at any time during your car insurance policy. However, you can only decrease your excess when renewing your policy.
Do I qualify for Pay As You Drive cover?
If you are not driving frequently you could qualify for our Pay as You Drive cover and save money on your car insurance. If you are eligible for our Pay As You Drive cover when obtaining a quote, you will be offered that option.
Do you cover learner drivers?
Yes, we do! If you’re a learner, our car insurance policies cover you as long as:
- You’re accompanied by a fully licensed driver.
- You have a current Learner Drivers Licence, Learners Permit or the equivalent for the state or territory where you live.
- Please note there may be additional excesses and exclusions applicable for learner drivers at the time of a claim.
Do you have age restrictions on your car insurance?
To help us offer affordable, fair car insurance premiums for the majority of people, we do have age restrictions on our policies. Generally, we insure drivers up to 99 years of age. However, certain vehicles have higher age minimums.
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LifestyleDrive with confidence today
For ultimate peace of mind on the road, talk to our friendly team today. We’re here 8am to 8pm Monday to Friday and 9am to 2pm Saturdays on 1300 090 621. You can also request a call-back at a time that suits you.