Seniors Landlords Insurance

At Australian Seniors, we know you’ve worked hard for your investment property. That’s why we help keep the renting part easy by protecting you against the common perils you face as a landlord.

Whether it’s to cover damage to your property, loss of rental income if your property is uninhabitable following damage, Seniors Landlords Insurance keeps your investment plans on track so you can enjoy the future you’ve been saving for.

DARE magazine

As a valued Australian Seniors customer, when you take out Seniors Landlords Insurance, you’ll receive ongoing complimentary digital issues of DARE magazine, sent straight to your email inbox. Learn more and view the applicable T&Cs.

General Insurance Code of Practice

We proudly comply with the General Insurance Code of Practice, so you can be sure you’ll receive the highest standard of service with the Australian Seniors team.

Be prepared for whatever comes your way

With Seniors Landlords Insurance you’re covered for:

Be prepared for whatever comes your way
Events covered
Fire and explosion


Storm, rainwater and flood


Earthquake, tsunami and volcanic eruption


Malicious damage (including vandalism)






Riot, civil commotion or industrial unrest


Escape of liquid, such as the sudden bursting of pipes


Accidental glass breakage


Legal liability


Malicious acts and theft by tenants


Removal of debris and fees


Electrical motor burnout - OPTIONAL


Benefits are subject to eligibility considerations, limits and exclusions (including sub-limits). This is a summary of policy features which may change. For full details please read our Product Disclosure Statement. If you already hold a Landlords Insurance policy with us, please also refer to your Certificate of Insurance to understand the extent of your cover.

Why Seniors Landlords Insurance?

Renting can be unpredictable. Not just for your property, but for your income and future. Here’s how Seniors Landlords Insurance can help:

Benefits of choosing Seniors Landlords Insurance

Generous cover amounts

Claim up to the lesser of either 20% of the building or contents sum insured or $35,000 for tenant damage caused by malicious acts. 

More control over your policy

Choose your level of cover and payment frequency, add optional extras, and even set your basic excess amount. With Australian Seniors, you’re in control. 

Added benefits at no extra cost

Get cover for malicious damage by tenants or debris removal after damage at no extra cost.

Save 5% on combined building & contents

We’re committed to providing real value for over 50s, helping you save 5% when you buy a combined Seniors Building & Contents Insurance policy.1

14 day cooling off period

Cancel your policy for a full refund within 14 days if you decide it’s not right for you.

Why Australian Seniors

You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more. 

Peace of mind

Enjoy the confidence of knowing that your policy is backed by world-leading underwriters.

Award-winning insurance

We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.

Dedicated to seniors

We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.

Backed by experience

We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.

Need more help deciding?

Request a FREE information pack

Everything you need to know about landlords insurance

Landlords Insurance Frequently Asked Questions

Are there any exclusions under this policy?

As with any insurance product, there are general exclusions not covered by Seniors Landlords Insurance. Refer to the PDS for a full list of exclusions.

Can I cancel my policy?

Yes. With Seniors Landlords Insurance, you can cancel your policy by contacting us. If you’ve already paid a yearly premium, we’ll refund the full amount less the amount covering the period you’re insured for and any government or statutory charges we’re unable to recover. You can also cancel your policy for a full refund, less any unrecoverable government or statutory charges, within 14 days of purchasing if you’re not completely satisfied, provided you haven’t made a claim in this time.

How do I pay my premiums?

You can easily pay your premiums by credit card or direct debit from your bank account. You can also set the frequency of premium payments to suit you, be it monthly or annually. Please note, you will pay less by paying annually.

How much does this policy cost?

Your premiums will depend on a variety of factors such as the location and type of property you own, your building and contents sum insured, and basic excess levels chosen.

How often does my property need to be inspected?

We require you to carry out an authorised inspection of your property at least once a year. An inspection will also be required at the commencement of a new rental agreement, or when existing tenants vacate your property. These inspection reports may be required at claim time.

I've been contacted about a refund - what do I need to do?

Ensure your contact details and payments details are up to date on your account. ​If details are up to date, your refund will land in your account in the timeframe noted on your notification letter.​

If you have any questions about your refund, call us on 1300 919 583 and we can provide more information or help you update your account details.​

Why do you need payment details from me?​
To refund you, we’ll need a bank account or credit card details to send the money to.​

Where do I update my payment details?​
Log into My Account to update your details, or give us a call on 1300 919 583.

My policy is no longer active — what do I need to do?​
If your policy is no longer active, but you need to update your payment details, please give us a call on 1300 919 583 and our staff will be able to process the refund over the phone. ​

What will happen if I don’t respond to your letter or email about a refund?​
To refund you, we’ll need a bank account or credit card details to send the money to.  We encourage you to contact us so that you can receive your refund.

What can I do if I’m not happy with the refund amount?​
If you’re not happy with the refund amount or have a complaint, please contact us on 1300 919 583.

  1. Permit numbers: NSW: TP/03357, ACT: TP 24/00506.1 and SA T24/391. New customers who buy a Seniors Car, Home, Contents, Landlords, or Travel Insurance policy by 14 July 2024 will go into the draw for a chance to win 1 of 3 x $10,000 e-Gift Cards (total prize value $30,000). Terms and conditions apply.
  2. A discount of 5% is applied to your premium when you combine Building and Contents on one Landlords Insurance Policy. The discount will apply to the first 12 months of your Seniors Landlords Insurance policy. The discount will be reapplied for 12 months each time your Seniors Landlords Insurance policy is renewed so long as you continue to combine Building and Contents on one Landlords Insurance policy and we continue to offer the discount. Discount does not apply to taxes or government charges.

Protect your investment plans today

Talk to our friendly team about protecting your rental property today 1300 594 204. We are here 8am to 7pm Monday to Friday. You can also request a call-back at a time that suits you.