Australian Seniors has made the difficult decision to temporarily suspend the sale of Landlords Insurance policies as of 26 March 2020. Until further notice, current policy holders will no longer be able to purchase the optional benefit of Rent Default and Legal Expenses to add to their existing policies. For current policy holders, any changes to your policy, including whether we will offer the Rent Default cover, will be notified in your renewal letter. Please read the renewal letter carefully when you receive it.

Seniors Landlords Insurance

At Australian Seniors, we know you’ve worked hard for your investment property. That’s why we help keep the renting part easy by protecting you against the common perils you face as a landlord. 

Whether it’s to cover damage to your property, loss of rental income if your property is uninhabitable following damage or even the option to cover rent default and associated legal expenses, Seniors Landlords Insurance keeps your investment plans on track so you can enjoy the future you’ve been saving for. 


General Insurance Code of Practice

We proudly comply with the General Insurance Code of Practice, so you can be sure you’ll receive the highest standard of service with the Australian Seniors team.

Be prepared for whatever comes your way

With Seniors Landlords Insurance you’re covered for:

Be prepared for whatever comes your way
Events covered
Fire and explosion


Storm, rainwater and flood


Earthquake, tsunami and volcanic eruption


Malicious damage (including vandalism)






Riot, civil commotion or industrial unrest


Bursting, leaking, discharge or overflow of water or liquids


Accidental glass breakage


Legal liability


Malicious acts and theft by tenants


Removal of debris and fees


Electrical motor burnout - OPTIONAL


Benefits are subject to eligibility considerations, limits and exclusions (including sub-limits). This is a summary of policy features which may change. For full details please read our Product Disclosure Statement. If you already hold a Landlords Insurance policy with us, please also refer to your Certificate of Insurance to understand the extent of your cover.

Why Seniors Landlords Insurance?

Renting can be unpredictable. Not just for your property, but for your income and future. Here’s how Seniors Landlords Insurance can help:

Benefits of choosing Seniors Landlords Insurance

Generous cover amounts

Claim up to the lesser of either 20% of the building or contents sum insured or $35,000 for tenant damage caused by malicious acts.

More control over your policy

Choose your level of cover and payment frequency, add optional extras, and even set your basic excess amount. With Australian Seniors, you’re in control.

Added benefits at no extra cost

Get cover for malicious damage by tenants or debris removal after damage at no extra cost.

15% off when you buy online*

We’re committed to offering cost-effective insurance for the over 50s, so we pass on the savings when you purchase a combined landlords building and contents policy online.

14 day cooling off period

Cancel your policy for a full refund within 14 days if you decide it’s not right for you.

See more benefits

Award-winning insurance

Trusted Brand Award

Highly Commended Brand in the funeral insurance category, Reader’s Digest Trusted Brands Award 2018, 2016 and 2015.

Gold Trusted Service Award 2019

Gold award for Trusted Service, as voted by Australian consumers on Feefo 2019, 2018 and 2017. Awards 2020 annual awards winner in the Car, Funeral, Home & Contents, Pet, and Travel Insurance categories.

Why Australian Seniors

You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more. 

Peace of mind

Enjoy the confidence of knowing that your policy is backed by world-leading underwriters.

Award-winning insurance

We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.

Dedicated to seniors

We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.

Backed by experience

We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.

Need more help deciding?

Request a FREE information pack

Everything you need to know about landlords insurance

Landlords Insurance Frequently Asked Questions

Are there any exclusions under this policy?

As with any insurance product, there are general exclusions not covered by Seniors Landlords Insurance. Refer to the PDS for a full list of exclusions.

Can I cancel my policy?

Yes. With Seniors Landlords Insurance, you can cancel your policy at any time by contacting us. If you’ve already paid a yearly premium, you will receive a refund less the cost of cover up to the point of cancellation. You can also cancel your policy for a full refund within 14 days of purchasing if you are not completely satisfied, provided you have not made a claim in this time.

How do I pay my premiums?

You can easily pay your premiums by credit card or direct debit from your bank account. You can also set the frequency of premium payments to suit you, be it monthly or annually. Please note, you will pay less by paying annually.

How much does this policy cost?

Your premiums will depend on a variety of factors such as the location and type of property you own, your building and contents sum insured, and basic excess levels chosen.

How often does my property need to be inspected?

We require you to carry out an authorised inspection of your property at least once a year. An inspection will also be required at the commencement of a new rental agreement, or when existing tenants vacate your property.

* 10% saving for online applicants for all new Landlords Building & Contents policies, savings in first year only. Additional 5% for a combined Building & Contents policy. Minimum premiums may reduce savings discount. Minimum premiums apply, which may reduce savings discount.

Protect your investment plans today

Talk to our friendly team about protecting your rental property today. We’re here 8am to 8pm Monday to Friday and 9am to 2pm Saturdays on 1300 594 204. You can also request a call-back at a time that suits you.