Routine Care Benefit

Even when your pet is healthy, there are things you need to do to keep them that way, like vaccinations, worming and dental care. But the cost of these treatments can quickly add up – which is why we’ve created our Routine Care Benefit.

By adding Routine Care Benefit to your Top Accident & Illness Cover, you can claim up to $80 a year on selected common health care expenses.

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Everything you need to know about pet insurance

What is included?

Every year, you’ll receive a $50 benefit to cover the cost of any one of these:

Benefits of choosing Seniors Pet Insurance

Flea, tick, worm control

Heartworm preventative medication

Vaccinations or health checks

Teeth cleaning

Prescription diets

Dew claw removal


Council registration fees


Behavioural therapy (by a qualified behaviourist or vet)

Alternative therapies

Dental illness treatment

Puppy training

Cremation or burial

In addition, every year you can claim an additional $15 each for:

Heartworm tests or blood screening

FeLV/FIV tests or urinalysis

For full details of what is covered in the Routine Care Benefit option, see the Policy Booklet.

Why Australian Seniors

You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more. 

Peace of mind

Enjoy the confidence of knowing that your policy is backed by world-leading underwriters.

Award-winning insurance

We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.

Dedicated to seniors

We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.

Backed by experience

We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.

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Everything you need to know about pet insurance

Pet Insurance Frequently Asked Questions

How old does my pet have to be for insurance?

You can cover your dog or cat as soon as they are eight weeks old. Please note that a maximum age limit also applies to our policies. For our Top or Essential Cover, your pet must be under nine years old to apply. For our Basic Accident & Illness Cover, your pet must be under 16 years old to apply.

Will my pet be covered when it gets older?

Yes. Once you have insurance for your pet, you can keep renewing your policy with us for the rest of its life – as long as we continue to offer the product, and there isn’t a break in your cover, with cover subject to the terms and conditions of your renewal policy.

Will I have to pay an excess?

No. There’s no excess to pay – so depending on your level of cover, you may get back up to 80% of all your eligible vet expenses.

Will my pet be covered for hereditary problems?

Hereditary and congenital conditions will eligible for cover if they have not shown noticeable signs, symptoms or an abnormality at any time before the first policy period or during any applicable waiting period.

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Protect your pet today

To find out how little it can cost you to provide quality care and treatment for your pet, talk to our friendly, Australian-based customer service team today. You can get a quote over the phone in minutes – call us on 1300 674 590.