Seniors Travel Insurance

At Australian Seniors, we believe travelling isn’t just about what you do or see on your trip – it’s about the memories you bring back from it. That’s why our travel insurance is designed to help you make the most of your getaway with cover for the things that matter, from your everyday health to the valuable items you collect along the way.

With Seniors Travel Insurance, you’re covered for medical expenses, delays, missed flights and more, so you can create lifelong memories without the worry of unexpected events holding you back.

DARE magazine

As a valued Australian Seniors customer, when you take out Seniors Travel Insurance, you’ll receive a complimentary online issue of DARE magazine, sent straight to your email inbox. Learn more and view the applicable T&Cs.

General Insurance Code of Practice

We proudly comply with the General Insurance Code of Practice, so you can be sure you’ll receive the highest standard of service with the Australian Seniors team.

Three levels of travel cover to suit your needs

Choose from three different policies depending on your destination and level of cover required. Refer to the summary of benefits below to find the perfect fit for your trip.

International Top Cover

  • Unlimited emergency medical expenses
  • Up to 31 pre-existing medical conditions
  • Cancellation and amendment fees
  • Travel delays
  • Lost or delayed luggage
  • Flexible excess
  • Rental vehicle excess
  • Personal liability
  • Funeral/repatriation expenses

International Essential Cover

  • Unlimited emergency medical expenses
  • Up to 31 pre-existing medical conditions
  • Funeral/repatriation expenses
  • Personal liability
  • Flexible excess
  • Option to add extras

Domestic Cover

  • Cancellation and amendment fees
  • Lost or delayed luggage
  • Resumption of journey
  • Rental vehicle excess
  • Funeral/repatriation expenses
  • Personal liability
  • No upper-age limit to apply

This is a summary of benefits only. Refer to our Product Disclosure Statement for a full list of benefits, limits and inclusions.

Travel Insurance – Optional Extras

Do more on your trip by adding optional cover for the perfect getaway.²

Motorcycle & Moped Cover

Cover for accidents or damages caused by motorcycle/moped use.

Adventure Cover

Embrace your adventure with extra cover for selected amateur sports and activities.

Bicycle Cover

Claim up to $15,000 for loss, theft, or damage to your bicycles. Maximum of $5,000 per bicycle

Snow Cover

Extra cover for selected winter sports, from track closures to equipment replacement.

Cruise Pack (mandatory when cruising)

Take to the sea with confidence knowing you’re covered for missed cruises, emergency formal attire, and more.

Benefits of choosing Seniors Travel Insurance

Unlimited overseas emergency medical expenses

Stay on top of your health with unlimited cover for emergency medical treatment if you get sick or injured.2

Pre-existing medical cover

We believe the past shouldn’t stop you from doing what you love. That’s why we cover up to 31 pre-existing medical conditions while you explore the world (subject to criteria being met).

Cover for older travellers

Our single trip policies can be arranged for travellers up to any age, so it’s never too late to visit your favourite destinations.

More control over your policy

Travel on your own terms with three policy options to choose from as well the ability to set your excess amount or add optional extras for even greater protection.2

24-hour emergency assistance

Get help and advice right when you need it with AusAssistance, our partner support program.

Automatic cover for children or grandchildren

Travelling is always better in the company of loved ones, so we provide automatic cover for dependent children or grandchildren joining you.2, 3

See more benefits

Why Australian Seniors

You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more. 

Peace of mind

Enjoy the confidence of knowing that your policy is backed by world-leading underwriters.

Award-winning insurance

We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.

Dedicated to seniors

We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.

Backed by experience

We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.

Need more help deciding?

Request a FREE information pack

Everything you need to know about travel insurance

Travel Insurance Frequently Asked Questions

Am I covered for any claims related to COVID-19?

Your policy contains a general exclusion relating to pandemics. This means there is no cover for cancellation or rearrangement costs due to COVID-19 or for medical-related expenses if you contract COVID-19. The pandemic exclusion applies to all policies regardless of when your policy was purchased or your dates of travel.

If you are overseas and need emergency medical assistance, please contact our 24/7 Emergency Assistance team using the details listed below:

Seniors Emergency Assistance phone: +61 2 8883 7006  

Seniors Emergency Assistance email:

How much excess will I pay when making a claim?

With our international cover options, you can choose between $0, $100, or $200 excess when setting up your policy. For our domestic cover, the excess payable is $50 per claim.

Can I cancel my travel insurance policy with Australian Seniors?

You are free to cancel your policy at any time, however you will only receive a refund if you cancel within the 14-day cooling off period and you have not exercised any rights under the policy.

Will my children or grandchildren be covered under this policy?

Yes – we will automatically cover any dependent children or grandchildren travelling with you at no extra cost, as long as they are under the age of 21 and listed on your policy. Additional terms and conditions in our Product Disclosure Statement may apply.

Does Seniors Travel Insurance cover trip cancellations?

Yes – cancellations are covered for certain events listed in our Product Disclosure Statement. Please note that we will not cover cancellations due to change of mind (such as if you no longer wish to travel or would like to change your destination).

What is the maximum trip duration covered under Seniors Travel Insurance?

Our single trip policies cover journeys up to 12 months long. 

  1. Terms, conditions, and exclusions to each cover package may apply. Refer to the Product Disclosure Statement for more information.
  2. Not available for Domestic Cover.
  3. Children or grandchildren under 21, not in full-time employment and travelling with you for the entire journey. 

Travel the safer way

For total peace of mind on your trip call our friendly team today on 1300 051 095. We are here 8am to 8pm Monday to Friday.