Pre-existing medical conditions cover

Don’t let the past hold you back – Seniors Travel Insurance automatically covers you for selected pre-existing medical conditions.

When you travel with Australian Seniors by your side, you’re covered for up to 31 specified medical conditions – even if you’ve already been diagnosed or shown symptoms.¹ It’s our way of helping you make the most of your trip and forget about past difficulties.

Refer to the information below for a list of eligible conditions, as well as any exclusions or additional terms you need to be aware of.

Getting cover for your pre-existing medical conditions

Selected pre-existing conditions will be covered provided you meet the full criteria listed in our Product Disclosure Statement. Each condition may also have its own additional criteria you need to meet. The table below lists the eligible conditions you may be covered for as well as the specific criteria for each.

Pre-Existing Medical Conditions We Automatically Cover

We automatically cover the Pre-Existing Medical Conditions listed provided:

• You have not been hospitalised or required treatment by any registered medical practitioner in the last 12 months for any of the listed conditions; and
• You are not under investigation for any of the listed conditions; and
• You are not awaiting investigation, surgery, treatment or procedures for any of the listed medical conditions; and
• Your condition satisfies the criteria in the table

Pre-existing medical conditions which we cannot cover

Under no circumstances will you be covered for:

• A terminal illness.
• Conditions involving drug or alcohol dependency.
• Travel booked or undertaken against the advice of any medical practitioner.
• Conditions for which you are travelling to seek medical treatment, review, or to participate in a clinical trial.

What you need to know

Cover for any pre-existing medical condition listed above is subject to the terms in our Product Disclosure Statement. Please read the relevant section carefully to ensure you will be covered.

You will need to complete an online health assessment if your condition/s is not listed in the table above or does not meet the specified criteria.

You will need to declare all your pre-existing medical conditions to us at the time of taking out a policy – simply complete the online health assessment form when obtaining your quote.

Additional terms and conditions apply for cover relating to pregnancy. Please refer to our Product Disclosure Statement for more information.