At Australian Seniors, we know that travelling isn’t just about getting far away from home – it’s about escaping your usual routine. That’s why our international travel insurance lets you discover a whole new side of yourself while you explore, giving you peace of mind knowing you’re safe from the unexpected.

With Seniors Travel Insurance, you’re covered for everything from your health to your personal belongings, helping you enjoy your time overseas without disruptions or hazards getting in the way.1 Choose between two levels of cover, depending on your travel requirements. You’ll also have access to our 24-hour emergency assistance, which means you’ll always get the help you need if something goes wrong.

DARE magazine

As a valued Australian Seniors customer, when you take out Seniors Travel Insurance, you’ll receive a complimentary online issue of DARE magazine, sent straight to your email inbox. Learn more and view the applicable T&Cs.

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Everything you need to know about travel insurance

Compare International Travel Insurance

Our international cover comes with two options to choose from. Protect just the things you need with our Essential Cover or get total peace of mind with our Top Cover.

Compare insurance cover types

Top Cover

Essential Cover

Overseas Emergency Medical & Hospital Cover Unlimited Unlimited
Overseas Emergency Dental $5,000 $1,000
Personal liability $3,000,000 $1,500,000
Overseas funeral and repatriation costs $20,000 $20,000
Cancellation or amendment fees Choose your cover starting from $5,000 up to Unlimited Choose your cover starting from $5,000 up to Unlimited
Luggage and personal effects $15,000 $5,000
Travel delays $2,000

Rental vehicle insurance excess $8,000

Resumption of journey $3,000

Accidental death $25,000

Additional expenses (non-medical) $15,000


For a full list of inclusions and limits please read our Product Disclosure Statement.

Travel Insurance – Optional Extras

Do more on your trip by adding optional cover for the perfect getaway.²

Motorcycle & Moped Cover

Cover for accidents or damages caused by motorcycle/moped use.

Adventure Cover

Embrace your adventure with extra cover for selected amateur sports and activities.

Bicycle Cover

Claim up to $15,000 for loss, theft, or damage to your bicycles. Maximum of $5,000 per bicycle

Snow Cover

Extra cover for selected winter sports, from track closures to equipment replacement.

Cruise Pack (mandatory when cruising)

Take to the sea with confidence knowing you’re covered for missed cruises, emergency formal attire, and more.

Benefits of Seniors International Travel Insurance

Unlimited medical expenses

We’re just as committed to your health as you are with cover for unlimited medical expenses if you get sick or injured overseas.

Pre-existing medical cover

We believe the past shouldn’t stop you from doing what you love. That’s why we cover up to 31 pre-existing medical conditions while you explore the world (subject to criteria being met).

Cover for older travellers

Our international policies can be arranged for travellers up to any age, so it’s never too late to visit your favourite destinations.

More control over your policy

Travel on your own terms with two levels of cover to choose from, as well the ability to set your excess or add optional extras for even greater peace of mind.

24-hour emergency assistance

Get help and advice any time with AusAssistance, our partner support program.

Automatic cover for children or grandchildren

Travelling is better when you’re with the people you love, so we provide automatic cover for any dependent children or grandchildren under 21 joining you.2, 3

See more benefits

Why Australian Seniors

You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more. 

Peace of mind

Enjoy the confidence of knowing that your policy is backed by world-leading underwriters.

Award-winning insurance

We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.

Dedicated to seniors

We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.

Backed by experience

We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.

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Everything you need to know about travel insurance

Travel Insurance Frequently Asked Questions

Am I covered for any claims related to COVID-19?

Your policy contains a general exclusion relating to pandemics. This means there is no cover for cancellation or rearrangement costs due to COVID-19 or for medical-related expenses if you contract COVID-19. The pandemic exclusion applies to all policies regardless of when your policy was purchased or your dates of travel.

If you are overseas and need emergency medical assistance, please contact our 24/7 Emergency Assistance team using the details listed below:

Seniors Emergency Assistance phone: +61 2 8883 7006  

Seniors Emergency Assistance email:

How much excess will I pay when making a claim?

With our international cover options, you can choose between $0, $100, or $200 excess when setting up your policy. For our domestic cover, the excess payable is $50 per claim.

Can I cancel my travel insurance policy with Australian Seniors?

You are free to cancel your policy at any time, however you will only receive a refund if you cancel within the 14-day cooling off period and you have not exercised any rights under the policy.

Will my children or grandchildren be covered under this policy?

Yes – we will automatically cover any dependent children or grandchildren travelling with you at no extra cost, as long as they are under the age of 21 and listed on your policy. Additional terms and conditions in our Product Disclosure Statement may apply.

Does Seniors Travel Insurance cover trip cancellations?

Yes – cancellations are covered for certain events listed in our Product Disclosure Statement. Please note that we will not cover cancellations due to change of mind (such as if you no longer wish to travel or would like to change your destination).

What is the maximum trip duration covered under Seniors Travel Insurance?

Our single trip policies cover journeys up to 12 months long. 

  1. Terms, conditions, and exclusions not listed here may apply. Refer to the Product Disclosure Statement for more information.
  2. Not available for Domestic Cover.
  3. Children or grandchildren under the age of 21, not in full time employment, and accompanying you for the entire duration of your trip.

Travel the safer way

For total peace of mind on your trip call our friendly team today on 1300 051 095. We are here 8am to 8pm Monday to Friday.