Funeral Insurance

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Why Funeral Insurance?

Ultimate peace of mind for your loved ones

See how taking out Funeral Insurance is one way you can help protect your family from your funeral costs.

Funeral Insurance FAQs

Looking for answers?

Find answers to some of the more frequently asked questions surrounding Funeral Insurance.

Seniors Funeral Insurance

Nobody wants to leave behind the burden of expensive funeral costs to their family when they pass away. Taking out funeral insurance, can help ensure your loved ones are not left struggling to pay unexpected funeral costs and can settle any small debts so they don’t need to affect your remaining assets.

Your funeral cover shouldn’t get more expensive the older you get – in fact, we think it should be the other way around.

Our Seniors promise

When you take out Seniors Funeral Insurance Top Cover, we make this promise to you:

  • We promise your premiums will reduce by 5% for every five years you hold your Policy
  • We promise to give you choice. This means when the time comes, your family will receive your covered amount or all of the premiums you’ve paid in for your cover – whichever is greater OR once you turn 85 you can choose to cancel your cover to receive an Early Cash Back payment of 150% of your funeral insurance benefit.

If your policy is cancelled prior to age 85, no benefit amount is payable. If you change your cover your premiums will be affected. There is no refund of premiums after the cooling off period. If you choose the Early Cash Back option, you will no longer be eligible to claim and you may receive less than the total premiums you’ve paid into your policy to date.

Funeral cover that promises more

We think Australian seniors deserve insurance cover that delivers real value. So our Seniors Funeral Insurance cover comes with a range of quality benefits:

A lump sum when your family needs it most Your loved ones will receive a lump sum, up to $15,000, upon your death to spend as they wish (cover for Accidental Death only in the first 12 months).


Accidental Serious Injury Insurance – at no extra cost Your Policy includes Accidental Serious Injury Insurance which pays a lump sum benefit equal to three times your chosen benefit – at no extra cost.


Triple benefit for Accidental Death From the day your Policy starts, you’ll receive triple your benefit amount if your death is the result of an accident – up to $45,000.


Guaranteed acceptance As long as you’re an Australian resident aged 18 to 79 years, you’re guaranteed cover.


Getting cover is easy Arranging cover is easy – simply pick up the phone and get covered in minutes.


No tests or questionnaires No blood tests or long lists of intrusive health questions.


Quick payout to your family Claims are usually paid within 1 business day2, so you can be sure your family will have the help they need when they need it most.


Optional Children’s Insurance Add Children’s Insurance to cover your child against a specified injury or illness. The money can help ease the financial stress of paying for medical expenses.


Or call our friendly, Australian-based customer service team on 1300 078 596.

Find out more

If you have a question, check our Frequently Asked Questions. Make sure you also read our Product Disclosure Statement to find out if this product is right for you.

  1. Cover for Accidental Death only in the first 12 months.
  2. From the time completed documentation is received.