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Use this tool to help you estimate the cost of replacing the items in your home.

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Home & Contents Insurance

Insurance designed to protect you against the most common threats.

Australian Seniors Home & Contents Insurance is designed to protect your home and contents against the most common threats you may face such as theft, fire and storm. Perils that homeowners fear. 

We offer two levels of cover for your home and its contents.

  • Essential Cover – Providing all the general cover you would expect to have.
  • Top Cover – Our most comprehensive home and contents policy.

With Australian Seniors Home & Contents Insurance the only real surprise is how simple and easy to understand our home and contents insurance policies are.

Compare our Essential and Top cover policies and choose the one that suits you best. Please read our Product Disclosure Statements before you buy insurance from us. We want you to know exactly what you’re getting.

Our easy to read comparison shows the major benefits of each policy.

Essential Cover

Offers protection against theft, fire, earthquakes, lightning, storm, impact, flood, bursting and leaking and other common threats. Life is full of surprises – make sure your insurance policy isn’t.

Top Cover

Our most comprehensive home and contents policy covers everything our essential policy does plus, the added protection of accidental damage cover, higher policy limits and many other benefits, to give you that confident warm feeling that your home and contents are taken care of.

With Australian Seniors Insurance policies you can sleep easy.


Compare our levels of Home & Contents cover

Please see the relevant PDS for full terms and conditions of cover.

Use our simple Home Insurance Contents Calculator to help you estimate the cost of replacing the items in your home.

  Essential Top
Disaster Damage due to: fire, earthquake, storm, rainwater, flood, lightning, malicious damage, theft, impact, bursting & leaking of liquid    
Accidental damage    
Accidental glass breakage    
Replacement of locks up to $500 $1,000
Damage to trees, plants or shrubs up to $750 $1,500
Contents outside your home up to $4,000 $8,000
Contents in your home office up to $5,000 $10,000
Contents in transit    
Legal liability $20 million
Emergency accommodation The lesser of: 12 months rent or 10% of the building sum insured
Temporary removal of contents 20% contents insured value
  Essential Top
Personal Property Australia Wide    
Motor burnout and food spoilage up to Motor $1000
Food $500
Motor $2000
Food $1000