Reward yourself for driving less

As you get older, chances are you’re driving less. So it makes sense to pay less for your car insurance.

As the years go by, it can be harder to see clearly on the road at night or in rainy weather. But recent research has shown that older drivers are still safer than those in younger age brackets, with even the most elderly having lower crash rates than the young, according to Mark King, Senior Lecturer at Queensland University of Technology’s Centre for Accident Research and Road Safety.1

That’s most likely because older drivers tend to drive less, and avoid heavy traffic and driving at night – reducing the risk of an accident.

Paying less for car insurance

Despite this, many older drivers are still paying high car insurance premiums. If this sounds familiar, Australian Seniors Pay As You Drive car insurance might be the answer.

Pay As You Drive Insurance is an innovative type of car insurance that’s well suited to many older drivers, it provides the advantages and security of comprehensive car insurance, but at a lower cost for people who drive less.

“It provides the advantages and security of comprehensive car insurance, but at a lower cost for people who drive less,” says King.

How it works

With Pay As You Drive, you tell us how many kilometres you think you’ll drive each year. We’ll work out your premiums based on your estimate.

The beauty of this cover is that you’re not locked in – if you think you’re going to drive a bit further, just call Australian Seniors to top up your kilometres.

Reward yourself today

Reward yourself for driving less. Call Australian Seniors Australian Seniors Insurance Agency on 13 13 43 or go to



Premium reduction when you agree to a maximum kilometre range during the policy period.

Range can be extended, and extra premium will be payable. Additional excess will be applied if agreed kilometre range exceeded.

The Insurer is The Hollard Insurance Company Pty Ltd (Hollard), AFSL No. 241436. Australian Seniors Insurance Agency Pty Ltd ABN 31 604 937 902 acts as Hollard’s Authorised Representative, No. 1008593. Terms and Conditions apply.

Consider the Product Disclosure Statement to ensure the product is right for you available at or by calling 13 13 43.