Home & Contents Insurance
Australian Seniors Home & Contents Insurance is designed to protect your home and contents against the most common threats you may face such as theft, fire and storm. Perils that homeowners fear.
We offer two levels of cover for your home and its contents.
- Essential Cover - Providing all the general cover you would expect to have.
- Top Cover - Our most comprehensive home and contents policy
Compare our levels of Home & Contents cover
With Australian Seniors Home & Contents Insurance the only real surprise is how simple and easy to understand our home and contents insurance policies are.
Compare our Essential and Top cover policies and choose the one that suits you best. Please read our Product Disclosure Statements before you buy insurance from us. We want you to know exactly what you're getting.
Our easy to read comparison shows the major benefits of each policy.
Essential Cover
Offers protection against theft, fire, earthquakes, lightning, storm, flooding, impact, bursting and leaking and other common threats. Life is full of surprises - make sure your insurance policy isn't.
Top Cover
Our most comprehensive home and contents policy covers everything our essential policy does plus, the added protection of accidental damage cover, higher policy limits and many other benefits, to give you that confident warm feeling that your home and contents are taken care of.
With Australian Seniors Insurance policies you can sleep easy.
Compare our levels of Home & Contents cover
Please see the relevant PDS for full terms and conditions of cover.
| Description | Essential | Top |
|---|---|---|
| Damage due to: fire, earthquake, storm, rainwater, flood, lightning, malicious damage, theft, impact, bursting & leaking of liquid | Yes | Yes |
| Accidental damage | Yes | |
| Accidental glass breakage | Yes | Yes |
| Replacement of locks up to | $300 | $600 |
| Damage to trees, plants or shrubs up to | $750 | $1,500 |
| Contents outside your home up to | $4,000 | $8,000 |
| Contents in your home office up to | $2,500 | $5,000 |
| Contents in transit | Yes | |
| Legal liability | $10 million | |
| Emergency accommodation | 12 months rent or 10% home insured value | |
| Temporary removal of contents | 20% contents insured value | |
| Cover for Strata Title property owners | 12 months rent or 10% home insured value
|
|
| Optional Benefits | ||
| Personal Property Australia Wide | Yes | Yes |
| Motor burnout and food spoilage up to | Motor $1000 Food $500 |
Motor $2000 Food $1000 |
Click the link for our Home Insurance Contents Calculator.
Call for a quote on1800 003 818and save an extra 5%
Or click here for an
immediate quote online
Australian Seniors Home & Contents Insurance provides real savings and benefits
- Discounts of up to 40%.
- Monthly premiums - no extra cost.
- Automatic flood cover.
- Real Bonus™ - If you have not had a claim against your Real Insurance for 3 years in a row, you will get back 10% of your premiums you have paid for that insurance during this time.
- Choose an excess to suit your needs and reduce your premiums.
- Choose different excesses for your home and for contents.
- Real people on the end of the phone, offering real service.
- 14 day cooling off period.
- Please read our PDS for details of each benefit.
Australian Seniors Insurance Agency is underwritten by Real Insurance, to view our Product Disclosure Statements, click the links below.
To view these documents you will require Adobe Acrobat Reader. If you do not have this already, download it for free here.
Get Adobe Acrobat Reader