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Comprehensive Car Insurance

Complete cover means complete peace of mind.

We protect you against the cost of accidents, theft, and damage to your car and belongings. We even help pay for emergency accommodation if you’re stranded.

Pay as You Drive Insurance

All the benefits of comprehensive cover for less.

With this award-winning cover, you only pay for the kilometres you drive – perfect for people who don’t drive a lot.

Third Party Property, Fire and Theft

Essential protection plus cover for fire and theft.

We cover you for all the benefits of Third Party Property Damage along with theft or attempted theft, malicious damage and fire.

Third Party Property Damage Car Insurance

We hope you never cause an accident - but it's good to know you're protected against the cost of damage to other people's cars and property.

Car Insurance

Australian Seniors is proud to offer a comprehensive range of Car Insurance cover options.

Looking for quality car insurance with all the cover you need and nothing you don’t? Then Australian Seniors car insurance is for you. We give you more choice, more control and more savings than ever before. Whether you’re looking for affordable basic cover, top cover with all the trimmings, or a policy to reflect the fact that you drive much less frequently these days with our “Pay as You Drive” policy. To discover how much you could save, call one of our friendly insurance specialists now on 13 13 43.

Compare car insurance

Whether you just need the essentials, or you’re looking for complete protection no matter what comes down the road, Australian Seniors car insurance gives you the cover you really need at a price you really like. You can choose between Comprehensive cover, Third Party Property cover, and our unique Pay as You Drive option. So you can take control and save, with a policy tailor-made for you and the way you drive.

Benefits Comprehensive Pay as you drive Third Party
Property, Fire & Theft
Third Party
Property Damage
Pay by the month at no extra cost Pay your car insurance in easy monthly instalments, without paying more

Yes

Yes

Yes

Yes

Effortless claims Benefit from hassle-free claims, with a 24-hour emergency line and your own personal claims agent located in Australia

Yes

Yes

Yes

Yes

Agreed value Enjoy more control and peace of mind by choosing the agreed value your car is insured for

Yes

Yes

No

No

A choice of excess Choose your own level of excess to keep premiums low

Yes

Yes

Yes

Yes

14 day money-back guarantee If you cancel your policy within 14 days without making a claim, you’ll get your money back, no questions asked

Yes

Yes

Yes

Yes

No card fees We don’t charge credit card fees, so there are no hidden surprises.

Yes

Yes

Yes

Yes

Benefits Comprehensive Pay as you drive Third Party
Property, Fire & Theft
Third Party
Property Damage
New for old replacement If your car is a total loss in the first 24 months, we may replace it with a brand new car – and pay your on-road costs as well

Yes

Yes

No

No

Hire car after theft – up to $70 per day for up to 14 days If your car is stolen, we will organise the hire of a car for you or reimburse you the cost of hiring a car.

Yes

Yes

Yes

No

Only pay for the kilometres you drive Enjoy comprehensive insurance at a fraction of the price, by only paying for the kilometres you’re actually driving. You must buy at least 5,000 km to start

No

Yes

No

No

Towing costs We’ll pay for the reasonable cost of towing your car to a safe place after an accident or if it was stolen and recovered, so you won’t be left stranded

Yes

Yes

Yes

Yes

Trailer and caravan cover If your uninsured trailer or caravan is lost or damaged in an accident, we’ll pay up to $1,000

Yes

Yes

Yes

No

Essential Repairs We’ll pay up to $300 for essential repairs after an accident or theft, so you can continue on your way

Yes

Yes

Yes

No

Personal property cover If you have valuables in your car and they’re damaged in an accident, we cover them too, up to $500

Yes

Yes

Yes

No

Child safety seats and prams We even pay up to $500 to help you replace child safety seats, baby capsules and prams damaged as part of your claim

Yes

Yes

Yes

No

Emergency travel and accommodation costs If your car is stolen or damaged and you’re more than 200 km from home, we’ll pay up to $500 for emergency travel and accommodation

Yes

Yes

Yes

No

Substitute car cover We’ll provide third party property damage cover for any damage you accidentally cause other people’s property when your car can’t be driven and you’re using another car (other than a hire car)

Yes

Yes

Yes

Yes

Lock and key replacement If your car keys are stolen, we’ll pay up to $1,000 towards the cost of having your keys replaced and locks changed

Yes

Yes

Yes

No

Transit cover We’ll pay for damage to your car when it’s being transported within Australia – by rail, road, ship or air

Yes

Yes

Yes

No

Uninsured driver damage If you have an accident with a driver who does not have third party property insurance, and it isn’t your fault, we’ll pay for any damage to your car, up to $3,000

No

No

Yes

Yes

Options Comprehensive Pay as you drive Third Party
Property, Fire & Theft
Third Party
Property Damage
Roadside assistance Get fast help with breakdowns, batteries and flat tyres from Road Care – anytime, anywhere in Australia

Yes

Yes

Yes

Yes

Hire car cover Make sure you’re never without wheels, with cover for the cost of a hire car when your vehicle is damaged or stolen

Yes

Yes

Yes

No

Excess-free windscreen cover Take care of accidental glass damage without blowing your budget

Yes

Yes

Yes

No

  Build your own Comprehensive Pay as you drive Third party
A choice of excess Choose your own level of excess to keep premiums low
 
 
 
 
Pay by the month at no extra cost Pay your car insurance in easy monthly instalments, without paying more
 
 
 
 
14 day money-back guarantee If you cancel your policy within 14 days without making a claim, you'll get your money back, no questions asked
 
 
 
 
  Build your own Comprehensive Pay as you drive Third party
Pay by the month at nThe cover is subject to limitations, exclusions and excesses. Australian Seniors Insurance Agency Pty Ltd is an authorised representative (AR No. 270983) of the insurer The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL 241436.

To decide if this product is right for you please carefully read the Product Disclosure Statement.o extra costThe cover is subject to limitations, exclusions and excesses. Australian Seniors Insurance Agency Pty Ltd is an authorised representative (AR No. 270983) of the insurer The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL 241436.

To decide if this product is right for you please carefully read the Product Disclosure Statement. Pay your car insurance in easy monthly instalments, without paying more
 
 
 
 
14 day money-back guarantee If you cancel your policy within 14 days without making a claim, you'll get your money back, no questions asked
 
 
 
 
Pay by the month at no extra cost Pay your car insurance in easy monthly instalments, without paying more