Third Party Property, Fire and Theft Car Insurance
Essential protection plus cover for fire and theft
Even a minor accident can mean a major liability, and that can mean a major headache.
We cover you for all the benefits of Third Party Property Damage along with theft or attempted theft, malicious damage and fire. Get a fast Third Party Property, Fire and Theft car insurance quote today, call 13 13 43.
Third party property, fire and theft at a price you can afford
Choose your level of excess to save even more.
Enjoy generous protection from legal liabilities caused by an accident, with up to $20 million in cover.
24/7 claims lodgement and emergency assistance.
Quick Cover guide Essential cover#
|Accidental damage You're protected against the cost of any damage you accidentally cause to someone else's car or property when you're at fault
|Theft and Malicious Damage Protection against theft and deliberate damage, including arson
|FireProtection against damage from other fires, such as house fires, not caused by theft, malicious damage, collision or natural events
|Legal liability cover You're also covered for any legal liabilities resulting from an accident for up to $20 million
|Uninsured driver damage Protection when an uninsured driver causes an accident that damages your car
|A choice of excess Choose your own level of excess to keep premiums low
|Substitute vehicle cover Protection when your car is out of action and you're using another car (not a hire car)
|Hassle free claims Make a claim in minutes online, 24 hours a day, or over the phone, with limited paperwork and your own personal claims manager to make things easy
|Pay by the month Choose from a range of flexible payment options, including easy monthly payments at no extra charge
|14 day money-back guarantee If you cancel your policy within 14 days without making a claim, you'll get your money back, no questions asked.
Other things you need to know
Don’t forget your green slip
Third Party Property, Fire and Theft insurance is not the same as a green slip – the Compulsory Third Party (CTP) insurance you must have by law. So remember to take out separate CTP insurance.
- Choose your level of excess to save even more.
- 24/7 claims lodgement and emergency assistance
- Enjoy generous protection from legal liabilities caused by an accident, with up to $20 million in cover.
Click on the below heading to find out more.
Hire car cover
It's bad enough having your car damaged or stolen - it's even worse if you're left stranded without a car. But by adding optional hire car cover to your Comprehensive car insurance, you'll always be able to access a hire vehicle. So you won't have to put your life on hold if the unexpected happens.
A car when you need it
If your car is stolen or can't be driven due to an accident, we'll pay for the cost of a hire car of a similar standard. So you'll always be able to afford a hire car when you need it most.
Choose your level of cover
You can choose between 10 and 20 days' worth of cover, so you can get the level of protection you need, while keeping your premiums low.
One piece of gravel is all it takes to damage your windscreen. And while the cost of replacing your windscreen can leave you seriously out of pocket, it's often lower than the excess on your car insurance policy, leaving you without the option to claim.
When it comes to windscreens, even a small amount of damage can mean a big bill. If the damage is bigger than a 20-cent piece, the whole windscreen will need to be replaced. And if it's in front of the driver, even a small chip will mean a new windscreen.
By adding optional windscreen cover to your Australian Senior Comprehensive car insurance, you'll be protected against the cost of any damage to your car windscreen. Best of all, you can claim without paying any excess.
Repairs you can trust
Australian Seniors windscreen cover gives you access to fast, professional repairs. Our preferred supplier ensures your repairs are carried out in accordance with the latest Australian standard, so you'll know that the job's done right.
Complete cover for windscreen damage
You are covered for the cost of repairing or replacing your windscreen if it's accidentally broken.
There's no excess for the first claim of each insurance period.
Access to professional windscreen repairs you can trust
Get professional, local service with The National Windscreen Group. With 145 locations around Australia, you're never far from fast, quality repairs.
Nothing's worse than a breakdown, especially on a busy road or late at night. But with Road Care you can relax, knowing that you can get help fast.
A phone call is all it takes to get expert mechanical assistance with breakdowns, batteries, flat tyres andmore - anytime, anywhere in Australia.
Help when you need it - anytime
Our dedicated roadside assistance team is available 24-hours a day, 7-days a week, 365 days a year, so you'll never be left without help.
Roadside assistance covers you no matter where you are - whether it's a Sydney peak hour or off the beaten track in Broken Hill. So you can feel confident knowing that help's at hand, wherever you are.
# This is a summary of our car insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.
Road Care is provided by International SOS (Australasia) Pty Ltd. ABN 83 052 247 104 trading as International SOS. Australian Seniors Insurance Agency is a proud partner of The Hollard Insurance Company Pty Ltd. ABN 78 090 584 473. AFSL 241436.