Seniors Accident Cash Plan FAQs

1. Are there any exclusions?

Yes, these are documented in Section 8 of the Seniors Accident Cash Plan Policy Wording and Product Disclosure Statement (PDS).

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2. Can I still apply if I have a pre-existing medical condition?

Losses arising from pre-existing medical conditions are excluded under the policy however you will still have access to covered events under the policy that are unrelated to your pre-existing medical condition.

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3. Does the broken bones benefit plan also cover a broken nose, toes or fingers or ribs?

Yes is does, please see an excerpt from the Benefits Table below:

Broken Bones Benefit Value Essential Privilege
Neck $5,000 $7,500 $10,000
Hip or Pelvis $3,000 $4,500 $6,000
Thigh, Hell, Upper Arm, Skull $2,000 $3,000 $4,000
Angle, Lower Leg, Elbow, Shoulder Blade $1,750 $2,625 $3,500
Lower Jaw, Collarbone $1,500 $2,250 $3,000
Lower Arm, Wrist, Sternum, Kneecap $1,000 $1,500 $2,000
Hand, Foot, Cheekbone, Coccyx $500 $750 $1,000
Vertebrae, Ribs (each) $250 $375 $500
Nose $200 $300 $400
Thumb (each) $100 $150 $200
Finger or Toe (each) $50 $75 $100
Maximum amount payable per event $5,000 $7,500 $10,000
Dislocation Benefit
Hip, Knee, Wrist, Elbow, Shoulder Blade, Collarbone or Jaw $1,000 $1,500 $2,000
Thumb (each) $100 $150 $200
Toe or Finger (each) $50 $75 $100
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4. When will I first be billed?

You will be billed during the interim cover period because Chubb always bill in advance and from there you will be billed around the 28th of every month. (if annual, you will be billed around the 28th of the month this time next year).

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5. Who will be covered under the plan?

Anyone aged 18 up to and including 84 years of age. All benefits are halved when you turn 85, but your policy is renewable until you turn 96 when the policy will be automatically cancelled.

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