Car Insurance

Australian Seniors™ is proud to offer Australia's first Build Your Own Car Insurance.

Looking for quality car insurance with all the cover you need and nothing you don't? Then Australian Seniors™ car insurance is for you. We give you more choice, more control and more savings than ever before. Whether you're looking for affordable basic cover, top cover with all the trimmings, or something in between, our innovative "Build Your Own" insurance makes it easy to create a policy tailor-made for you - and your budget. To discover how much you could save, call one of our friendly insurance specialists now on 13 13 43.

Choose your car insurance cover

Comprehensive car insurance

Complete cover means complete peace of mind. We protect you against the cost of accidents, theft, and damage to your car and belongings. We even help pay for emergency accommodation if you're stranded.
Learn more about Comprehensive car insurance.

Build Your Own car insurance

Innovative cover, tailor-made for you. Choose all the features you need and nothing you don't - and keep on saving year after year.
Learn more about Build Your Own car insurance.

Pay as You Drive car insurance

All the benefits of comprehensive cover for less. With this award-winning cover, you only pay for the kilometres you drive - perfect for people who don't drive a lot.
Learn more about Pay as You Drive car insurance.

Third Party Property car insurance

We hope you never cause an accident - but it's good to know you're protected against the cost of damage to other people's cars and property.
Learn more about Third Party Property car insurance.

Compare car insurance

Whether you just need the essentials, or you're looking for complete protection no matter what comes down the road, Australian Seniors™ car insurance gives you the cover you really need at a price you really like. You can choose between Comprehensive cover, Third Party Property cover, and our unique Pay as You Drive and Build Your Own cover options. So you can take control and save, with a policy tailor-made for you and the way you drive.

Great cover you can afford

	Build Your Own	Comprehensive & Pay as You Drive	Third Party, Property Damage
Pay by the month at no extra cost Pay your car insurance in easy monthly instalments, without paying more	✗	✗	✗
Effortless claims Benefit from hassle-free claims, with a 24 hour emergency line and your own personal claims agent located in Australia	✗	✗	✗
Agreed value Enjoy more control and peace of mind by choosing the agreed value your car is insured for	✗	✗	—
A choice of excess Choose your own level of excess to keep premiums low	✗	✗	✗
14 day money-back guarantee If you cancel your policy within 14 days without making a claim, you'll get your money back, no questions asked	✗	✗	✗
No card fees We don't charge credit card fees, so there are no hidden surprises	✗	✗	✗

Complete cover for your car

Included benefits	Build Your Own	Comprehensive & Pay as You Drive	Third Party, Property Damage
New for old replacement If your car is a total loss in the first year, we may replace it with a brand new car - and pay your on-road costs as well	✗	✗	—
Only pay for the kilometres you drive Enjoy comprehensive insurance at a fraction of the price, by only paying for the kilometres you're actually driving. You must buy at least 5,000 km to start	—	✗	—
Towing costs We'll pay for the reasonable cost of towing your car to a safe place after an accident or if it was stolen and recovered, so you won't be left stranded	✗	✗	✗
Trailer and caravan cover If your uninsured trailer or caravan is lost or damaged in an accident, we'll pay up to $1,000	✗	✗	—
Essential repairs We'll pay up to $300 for essential repairs after an accident or theft, so you can continue on your way	✗	✗	—
Personal property cover If you have valuables in your car and they're damaged in an accident, we cover them too, up to $500	✗	✗	—
Child safety seats and prams We even pay up to $500 to help you replace child safety seats, baby capsules and prams damaged as part of your claim	✗	✗	—
Emergency travel and accommodation costs If your car is stolen or damaged and you're more than 200 km from home, we'll pay up to $500 for emergency travel and accommodation	✗	✗	—
Substitute car cover We'll provide third party property damage cover for any damage you accidentally cause other people's property when your car can't be driven and you're using another car (other than a hire car)	✗	✗	✗
Lock and key replacement If your car keys are stolen, we'll pay up to $1,000 towards the cost of having your keys replaced and locks changed	✗	✗	—
Transit cover We'll pay for damage to your car when it's being transported within Australia - by rail, road, ship or air	✗	✗	—
Uninsured driver damage If you have an accident with a driver who does not have third party property insurance, and it isn't your fault, we'll pay for any damage to your car, up to $3,000	—	—	✗

Optional cover

Option	Build Your Own	Comprehensive & Pay as You Drive	Third Party, Property Damage
Roadside assistance Get fast help with breakdowns, batteries and flat tyres from Road Care - anytime, anywhere in Australia	✗	✗	✗
Pet accident cover The security of knowing that if your pet is injured in an accident while in your car, we'll pay up to 80% of the cost of their care	✗	✗	—
Bicycle cover Covers your bike if it is in your car and damaged in an accident	✗	✗	—
Hire car cover Make sure you're never without wheels, with cover for the cost of a hire car when your vehicle is damaged or stolen	✗	✗	—
Excess-free windscreen cover Take care of accidental glass damage without blowing your budget	✗	✗	—
24-month new car replacement cover Protect your new car with an extra 12 months replacement cover - so if it's a total loss in the first two years, we'll give you a brand new replacement	✗	✗	—

Or call for a free quote on 1800 003 818