Car Insurance

Australian Seniors offers a range of competitively priced car insurance cover options designed to meet your needs and reward you for your better risk nature.

Our Car Insurance policies are simple, straightforward and easy to understand. There are no complicated application forms to fill out and no legal speak. Just as you asked for!

Compare our policies to see which best suits you and your car.

Comprehensive Car Insurance

Australian Seniors Insurance Agency comprehensive Car Insurance policy covers your liability for damage caused by your car to other people's property, plus cover for repairs to your car up to the value you insure it for whether that be agreed value or market value. [More information]

Third Party Property Fire and Theft Car Insurance

Australian Seniors Third Party Property, Fire and Theft covers you against loss and damage due to fire and theft on top of the things you're protected from with Third Party Property. You'll also receive additional benefits like towing costs, emergency travel and accommodation. [More information]

Third Party Property Insurance

At Australian Seniors we know that in life you never know what's around the corner. In a car, not knowing what's around the corner can have a dramatic effect. Third Party Property protects for the damage you cause other people's property and your legal liability in the event of an accident that's your fault. [More information]

Compare our Car Insurance Policies

In addition to our standard policy benefits, Australian Seniors also gives you the freedom to pick and choose from a range of policy choices so you can tailor your car insurance policy to suit yourself and maximise savings.

Summary of Benefits

Benefits Comprehensive Third Party Fire & Theft Third Party Property
Replacement of your vehicle First 12 months of the original registration No No
Up to $500 for emergency travel and accommodation costs Yes Yes No
Reasonable Towing costs Yes Yes Yes
Up to $1000 trailer and caravan cover Yes Yes Yes
Up to $500 for personal property Yes Yes No
Up to $300 for essential repairs Yes Yes Yes
Transit cover Yes No No
Freedom to nominate your own repairer Yes Yes Yes
Up to $1000 for locks and keys replacement Yes No No
Up to $3,000 cover for Uninsured Motorist Damage No Yes Yes
Substitute Vehicle cover Yes Yes Yes
Annual payments or monthly payments at no extra cost Yes Yes Yes
Real Bonus Yes Yes Yes
Optional Benefits Comprehensive Third Party Fire & Theft Third Party Property
Agreed Value or Market Value Yes Yes No
Excess-free Windscreen cover Yes No No
Hire Car cover Yes No No
Variable excess to reduce premium Yes Yes Yes
This is a brief summary only. Please read the Real Insurance Product Disclosure Statement for full terms and conditions.
*If you cancel the policy within 14 days from the date of inception of the policy and do not make a claim on the policy, we will give you a full refund.

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Smart options, competitive premiums

All Australian Seniors Car Insurance policies offer a great range of standard benefits and savings including:

  • Lower car insurance premiums means savings for you;
  • No forms to fill in ever;
  • Monthly premiums - at no extra charge;
  • A Real Bonus™ of 10% of your premiums back in cash if you haven't had a claim with us for three years in a row;
  • 14 day cooling off period;
  • Choose your excess to suit your needs and reduce your premiums;
  • Real people on the end of the phone, offering real service;
  • A wide range of further discounts.

Australian Seniors Insurance Agency is underwritten by Real Insurance, to view our Product Disclosure Statements, click the links below.

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