Most Frequently Asked Questions

1. Are there any exclusions?

Yes, these are documented in Section 9 of the Seniors Prestige Protection Policy Wording and Product Disclosure Statement (PDS).

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2. Can I still apply if I have a pre-existing medical condition?

Losses arising from pre-existing medical conditions are excluded under the policy however you will still have access to covered events under the policy that are unrelated to your pre-existing medical condition.

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3. When will I first be billed?

You will be billed during the interim cover period because Chubb always bill in advance and from there you will be billed around the 28th of every month. (if annual, you will be billed around the 28th of the month this time next year).

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4. Who can be covered under the plan?

Any Australian resident aged 18 up to and including 85 years of age can apply. All benefits are halved when you turn 85, but your policy is renewable until you turn 96. The policy will be automatically cancelled when you reach 97 years old.

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